Progressive Expands Motor Truck Cargo Coverage to Include Wetness

Apr 01, 2025 at 09:41 AM CST - 1
Posted by a private BulkLoads.com member.	Posted by a private BulkLoads.com member. Progressive Expands Motor Truck Cargo Coverage Over the years, we’ve received numerous inquiries from shippers, brokers, and carriers about Progressive as an insurance provider. As of today, Progressive insures 72% of all trucking companies with less than two years of operating history on their DOT number. At Bulk Insurance Group, we maintain a close working relationship with Progressive and continuously advocate for enhancements that benefit our clients. One area we’ve actively pushed for improvement is cargo coverage, specifically expanding protection for damage caused by wetness or dampness. Our mission is to ensure that trucking businesses have access to the most comprehensive coverage at the most competitive rates. We are pleased to share that Progressive has taken a significant step forward by expanding its Motor Truck Cargo coverage in 23 states—at no additional cost to policyholders. Introducing Cargo Plus The new Cargo Plus endorsement offers broader protection, including: ✅ Coverage for damage caused by wetness, rust, and corrosion ✅ Coverage for driver error and temperature fluctuations on refrigerated loads (for those who purchase Refrigeration Breakdown coverage) Who Will Receive This Enhanced Coverage? Existing Progressive customers with Motor Truck Cargo coverage in the 23 states will automatically receive Cargo Plus, effective March 31, 2025. New policies with Cargo coverage written on or after March 31 will include this expanded protection. Policyholders will receive a Notice of Coverage Expansion outlining these updates. Future Expansion Plans Progressive is committed to further expanding Cargo Plus into additional states, and we will continue to provide updates as more details become available. States Included in This Expansion: 📍 Alabama, Arizona, Arkansas, Colorado, Florida, Idaho, Illinois, Indiana, Iowa, Kansas, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Jersey, Ohio, Pennsylvania, Tennessee, Utah, Wisconsin (Refrigeration Breakdown coverage is not available in Florida.) We're grateful to serve the Bulk Trucking Community. Thanks -Larry Hurt -CEO Bulk Insurance Group - [email protected]

Apr 01, 2025 at 09:41 AM CST

- 1

Posted by a private BulkLoads.com member.

Progressive Expands Motor Truck Cargo Coverage

Over the years, we’ve received numerous inquiries from shippers, brokers, and carriers about Progressive as an insurance provider. As of today, Progressive insures 72% of all trucking companies with less than two years of operating history on their DOT number.

At Bulk Insurance Group, we maintain a close working relationship with Progressive and continuously advocate for enhancements that benefit our clients. One area we’ve actively pushed for improvement is cargo coverage, specifically expanding protection for damage caused by wetness or dampness. Our mission is to ensure that trucking businesses have access to the most comprehensive coverage at the most competitive rates.

We are pleased to share that Progressive has taken a significant step forward by expanding its Motor Truck Cargo coverage in 23 states—at no additional cost to policyholders.

Introducing Cargo Plus

The new Cargo Plus endorsement offers broader protection, including:
✅ Coverage for damage caused by wetness, rust, and corrosion
✅ Coverage for driver error and temperature fluctuations on refrigerated loads (for those who purchase Refrigeration Breakdown coverage)

Who Will Receive This Enhanced Coverage?

Existing Progressive customers with Motor Truck Cargo coverage in the 23 states will automatically receive Cargo Plus, effective March 31, 2025.
New policies with Cargo coverage written on or after March 31 will include this expanded protection.
Policyholders will receive a Notice of Coverage Expansion outlining these updates.

Future Expansion Plans

Progressive is committed to further expanding Cargo Plus into additional states, and we will continue to provide updates as more details become available.

States Included in This Expansion:

📍 Alabama, Arizona, Arkansas, Colorado, Florida*, Idaho, Illinois, Indiana, Iowa, Kansas, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Jersey, Ohio, Pennsylvania, Tennessee, Utah, Wisconsin

(*Refrigeration Breakdown coverage is not available in Florida.)

We're grateful to serve the Bulk Trucking Community. Thanks

-Larry Hurt

-CEO Bulk Insurance Group

- [email protected]