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Ooida insurance

Dec 08, 2015 at 09:39 AM CST
Anybody with insurance from ooida? Pros and cons?
Replied on Tue, Dec 08, 2015 at 12:10 PM CST
No need for them. They are just brokers. You can go straight to the source stops all the crap when you have a claim. Why would I want to be a member of something just to get their so called good rate, when you don't need a middle man anyway
Replied on Tue, Dec 08, 2015 at 01:45 PM CST
no accepted by some brokers or shippers, wouldnt wana end up on a load pickup and find out you drove there for no reason
Replied on Tue, Dec 08, 2015 at 05:42 PM CST
For insurance you're much better off going to an independent agent.
Replied on Wed, Dec 09, 2015 at 09:19 AM CST
+ 2
I have ooida insurance and they are good insurance they ain't a broker and they all give u a list what broker and carrier is a prove there are 12 company won't be accepted and number 1 is landstar ,must do research why landstar and ooida don't get along ,when brokers want certificate holder u just call ooida and while on phone with them it all ready sent to them
Replied on Wed, Dec 09, 2015 at 09:58 AM CST
Not sure what u pull or haul but I know they would not insure me because I haul coal
Replied on Wed, Dec 09, 2015 at 10:00 AM CST
I haul anything that goes in reefer and dry van
Replied on Wed, Dec 09, 2015 at 10:31 AM CST
Quote: "Not sure what u pull or haul but I know they would not insure me because I haul coal"

OOIDA did not offer coverage that is acceptable to my main 2 customers, and would not cover hazmat under any circumstance for us.

I'm a lifetime member of OOIDA and their insurance sux.
Replied on Wed, Dec 09, 2015 at 10:56 AM CST
I have their insurance and they were by far the cheapest when I was shopping
Replied on Wed, Dec 09, 2015 at 12:28 PM CST
+ 1
OOIDA sued Landstar years ago over their Owner Operator contract or something. That is why Landstar will not accept OOIDA insurance.
Replied on Wed, Dec 09, 2015 at 12:50 PM CST
If you study their coverages you will quickly find that they suck. There are reasons why brokers won't accept them. Most are people that specialize in open deck loads. Ooida doesn't cover chain and strap damage and that one of the main reasons. There are also lots of "small" things that they do not cover that will end up costing the insured if something ever happens.
Replied on Wed, Dec 09, 2015 at 01:12 PM CST
OOIDA did sue landstar about 3 years ago I think cause they was not taking care of owner operator right and after they won then turn around ooida help landstar make things right out of ooida own pocket experience, ooida will accept landstar just landstar won't accept them
Replied on Wed, Dec 09, 2015 at 01:15 PM CST
+ 1
If Landstar is as cheap with everyone as what they offer me I'm surprised anyone would want to load for them anyway
Replied on Wed, Dec 09, 2015 at 01:59 PM CST
OOIDA is excellent, been with them two years, always responds quickly, far more competitive than others.
Replied on Wed, Dec 09, 2015 at 02:04 PM CST
Quote: "OOIDA is excellent, been with them two years, always responds quickly, far more competitive than others. "

Have you had any claims against your insurance?
Replied on Wed, Dec 09, 2015 at 02:20 PM CST
Are there any hopper bottom brokers that don't accept ooida's insurance?
Replied on Thu, Dec 10, 2015 at 11:39 AM CST
Quote: "Are there any hopper bottom brokers that don't accept ooida's insurance?"

Matt in my experiences I've never had a broker refuse my insurance but I have had shippers turn me away over insurance once I arrived and check in to load.
Replied on Thu, Dec 10, 2015 at 11:54 AM CST
Used OOIDA insurance for 2 years when I first got my authority. Ran in to some troubles with certain shippers because of the underwriters...Lloyds of London. Apparently the underwriters have a long history of not paying claims, and the high valur shippers I was dealing with were having none of it. Have long since moved on.
Replied on Thu, Dec 10, 2015 at 04:30 PM CST
OOIDA truck insurance was twice the cost for us as it is through AMP insurance here in Minnesota. Couldn't justify the extra money to go with OOIDA.
Replied on Thu, Dec 10, 2015 at 05:07 PM CST
Quote: "Matt in my experiences I've never had a broker refuse my insurance but I have had shippers turn me away over insurance once I arrived and check in to load."

Have never had a shipper ask for insurance. Other than when setting up load. That is all settled before sending a truck.
Replied on Thu, Dec 10, 2015 at 05:19 PM CST
Quote: "Have never had a shipper ask for insurance. Other than when setting up load. That is all settled before sending a truck. "

I don't know what's the difference. I'm sitting here waiting to load and just watched security turn a truck back who didn't have his insurance pre approved?? Our 3 largest customers all require insurance certificates and yearly claim/damage reports. ????? Don't know why but as long as they pay my rates I'll comply.
Replied on Thu, Dec 10, 2015 at 05:50 PM CST
Quote: "I don't know what's the difference. I'm sitting here waiting to load and just watched security turn a truck back who didn't have his insurance pre approved?? Our 3 largest customers all require insurance certificates and yearly claim/damage reports. ????? Don't know why but as long as they pay my rates I'll comply."

Don't know ether. Was just saying.